Pears article discusses the controversy with the Obama administration encouraging health insurance companies to offer children only policy that could charge higher premiums for the coverage of children if the state allowed it. Insurers are trying to bring in healthy children so that their premium doesn’t go up. Insurers also agree that if they provide insurance for a child, they cannot refuse to help pay for the treatment of pre-existing conditions.
This is a moral issue and the government has taken on this issue showing that this is a public problem. The government believes it is morally right to care for the children diagnosed with cancer or heart conditions, yet insurers refuse to take on such a financial risk.
Elizabeth Sziler
http://www.nytimes.com/2010/10/14/health/policy/14health.html?ref=us
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